Member thrift · restricted model

Nidhi Company Registration

Review the restricted member-based Nidhi model, incorporation conditions and post-incorporation milestones before proceeding.

From registration to practical next steps, BizSarthi keeps the journey connected.
Eligibility-led professional estimate
Incorporation plus separate declaration-readiness timeline; business cannot start merely on incorporation*
Original Government receipt / challan shared
Client-ready document checklist
Nidhi Company Registration: business partners discussing structure and responsibilities

Address-connected setup

When required, connect a purpose-checked Virtual Office instead of leaving the registered-office decision unresolved.

Membership continuity

Eligible bundled plans can include three-year BizSarthi Business Membership for continuing support and written member benefits.

Compliance handover

Leave the registration journey with a practical filing calendar, next-action checklist and transparent support route.

Nidhi eligibility desk

A regulated mutual-benefit model—not a general finance business

A Nidhi operates among members for permitted thrift and lending activities. Incorporation alone does not remove the need to satisfy the applicable membership, fund and regulatory conditions.

1

Test the model

Confirm the proposed member-only activity fits the Nidhi framework.

2

Plan founders

Map members, directors, capital and registered office.

3

Complete incorporation

Prepare the constitutional and MCA filing set.

4

Track milestones

Monitor membership, funds, returns and applicable approval conditions.

Model essentials

Genuine mutual-benefit membership model
Member-only permitted activity
Ability to maintain ongoing statutory discipline

Not suitable for

Open public deposits or general NBFC activity
A quick incorporation without post-filing planning
Unverified schemes or assured-return promises
Structure snapshot

Know the entry conditions before preparing documents

These are the principal planning checks for this structure. The final filing route still depends on the promoters, activity, ownership, registered-office State and the law / portal position on the filing date.

Company form
Public company

Public-company incorporation people and governance requirements apply at the formation stage.

Paid-up equity
₹10 lakh minimum

The amended Nidhi framework raised the minimum paid-up equity share-capital requirement.

Declaration readiness
200 members · ₹20 lakh NOF

For the post-2022 route, the declaration application framework tests membership and Net Owned Funds.

NDH-4
Within 120 days

A newly incorporated public company seeking Nidhi declaration must plan the prescribed application sequence before operations.

Nidhi incorporation is only the first stage. The company must not present itself or operate as a declared Nidhi merely because a certificate of incorporation has been issued; the applicable Central Government declaration and current Rules must be satisfied.
After incorporation

Registration opens the company—compliance keeps it ready

BizSarthi hands over a practical action map so banking, capital, records, licences and recurring filings do not begin as disconnected tasks.

Member and Net Owned Funds milestones tracked for NDH-4 readiness
Central Government declaration decision and INC-20A sequence reviewed before commencement
Deposits and loans restricted to eligible members and permitted security / limit rules
NDH returns, prudential, audit, accounts and annual MCA compliance calendar
Build your registration plan

Choose only what your business needs

Selections are carried into the callback and WhatsApp request, so the team can review the exact plan instead of asking you to repeat everything.

State selection creates a dedicated page and identifies the correct stamp, address and local-registration review route.

Registered / principal address route
Optional add-ons
Your indicative plan

Nidhi Company Registration

Professional feeScope review
Government / portal feeAt actuals where applicable

Nidhi is not sold as a quick incorporation package. Professional scope is confirmed after member, capital, Net Owned Funds, promoter and declaration-readiness review; statutory charges and GST are extra.

Government, State, stamp and authority fees are payable at actuals wherever applicable. The amount generated by the relevant portal prevails and the original receipt/challan is shared.
Official reference desk

Verify the filing route on the concerned Government portal

Portal rules, eligibility, fees and authority requirements on the filing date prevail. BizSarthi keeps the service scope separate from Government or Board charges.

What BizSarthi Handles

  • Nidhi model and eligibility review
  • Member / director planning
  • Object and capital review
  • MCA incorporation assistance
  • NDH-4 declaration-readiness and post-incorporation milestone map

What the Client Provides

  • PAN, identity, photograph and recent address proof of promoters / directors
  • Proposed member, promoter, director and fit-and-proper information
  • Paid-up equity, Net Owned Funds and member-growth plan
  • Member-only thrift / deposit / lending operating-model note
  • Registered-office utility bill, NOC and ownership / occupancy proof
  • Declarations and records identified during Nidhi-rule review
Frequently asked questions

Scope, charges and authority clarity

What does the Nidhi Company Registration professional scope include?

The exact preparation, filing, coordination and handover items are confirmed in writing from the selected service configuration before engagement.

Are Government and portal charges included in the professional fee?

No general inclusion is assumed. Government, State stamp, portal, licence, DSC, GST and third-party charges are shown separately unless the written quotation expressly includes an item.

Is approval or processing time guaranteed?

No. Approval, verification, name availability and processing time remain subject to complete documents, applicable law, portal operation and the concerned authority.

How the journey works

From Requirement to Application Handover

1

Scope review

We confirm eligibility, State, address route and the exact filing scope.

2

Document check

KYC, entity and address documents are checked before preparation.

3

Prepare & approve

The application and supporting records are prepared for client approval.

4

File & follow up

Submission, receipt/challan and authority follow-up are coordinated.

Authority: Ministry of Corporate Affairs. Approval, name availability, verification and processing time remain subject to the concerned authority and complete, correct documents.
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